Crossword puzzle clue "not worth a without value"

Not worth a ___ (without value)

Having a market value below its book value, as a loan

"___ job's worth doing, it's worth doing well": 2 wds.

Answer to the riddle "What has rivers without water, forests without trees, and cities without houses?"

Creative or visionary, without immediate value

Without value

Without value

Drawings without aesthetic value