Crossword puzzle clue "payment before the insurance kicks in"

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Here are the possible solutions for payment before the insurance kicks in clue

Answer
Clue
Relevancy
deducible
Clue
Payment before the insurance kicks in
Definition
capable of being deduced
sadist
Clue
He gets his kicks from kicks?
One who gets kicks from kicks?
cafe
Clue
Where to order un thé
Thé alternative
Definition
a small restaurant
eau
Clue
Thé, basically
It's used to make thé
Definition
(French) a river or water
lait
Clue
Thé addition

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