Crossword puzzle clue "product value so to speak"

Product value, so to speak

Having a market value below its book value, as a loan

Speak poorly of, or speak poorly

Acme product that coyotes shouldn't be seen using (so to speak), from "War & Pieces," 1964

"This is more than just a product," in Madison Avenue-speak

Scenario in which a company uses its own product to test and promote the product

Lower in value

His bill has 1/20th the value of Ben's